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Accident in own driveway problem...

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  • Accident in own driveway problem...

    Ok this happened to me a few months back and still been paying for it ever since. I own a 2007 VW Jetta 5-Speed that tranny broke and dropped it off at dealership and got a 2008 VW Passat from enterprise. Ok I was at home when my little brothers friend came in driveway which I also know he was about to graduate from high school the next hour. He came over my house to pick up something from my bro. I went into my own driveway I was originally parked in the street. I pulled up on his left so I am looking out my passenger window while he was sitting in a Mazda 6 car. He gets out of the car with driver door wide open and wheels cut to his right while car was in neutral (he says he thought is was in park..) and the door edge catches the fender behind the headlight on the right side of the Passat and ownz it so badly it was $1,200 dollars worth of damage. Hes curses really loud after seeing the damage and says I have no insurance and this is my uncles gf car. I quickly call the police to report the accident and they say we can't dispatch someone there because the accident happened on private property. So I take the car back and enterprise tries to sue me for all the money and I agreed to pay them back out of pocket. Been doing so a while. Its killing me and the guy that hit the car not paying me anything because its nothing I can do to him. Do you guys know of a way to pin him down to give me my well needed money?

  • #2
    Several issues

    Check your rental agreement. The rental car should have come with a limited amount of collision insurance for damage of this nature. There will be a deductable, but if you paid for the rental with a credit card, your credit card company usually picks up the deductable.

    If you did not pay with a credit card, the insurance you pay for on your own car should cover damage to a temporary rental (assuming you have collision coverage).

    Last but not least, in my state , the owner of the car that struck yours is liable for damage cause by whoever drives it. Put in a claim with their insurance company. If they have no insurance, (And assuming the law is the same in your state) sue them and the driver in small claims court to recover your losses.
    Going too far is half the pleasure of not getting anywhere

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    • #3
      I had no additional insurance on the rental car I had only the insurance to my own car and when I tried to claim the rental damages on my insurance they denied fixing it.

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      • #4
        Oops...this is a cops only forum. But my answer isn't about the law, it's about insurance.
        Hatred never ceases by hatred, but by love alone is healed.
        Happiness never decreases by being shared. -- Buddhist quotation
        A soft answer turneth away wrath: but grievous words stir up anger. -- Proverbs 15:1

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        • #5
          As I'm sure they told you accident on private property is a civil issue here in TN. So as anybody else would do sue him. I don't mean for a million dollars but get your damages from the incident. Thats just a personal opinion, no officer can do anything to help your situation.
          Where'd you learn that, Cheech? Drug school?

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          • #6
            I never even thought about sueing anyone. What are the steps I need to take to begin doing so?

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            • #7
              Go to small claims court, then enroll in a basic writing course at your local community college because your first post looks like it was written by a third grader.
              Originally Posted by VegasMetro
              maybe it’s me but I think a six pack and midget porn makes for good times?????

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