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Charlotte Mecklenburg Police Dept

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  • Charlotte Mecklenburg Police Dept

    Hi there im trying to get on with the cmpd i have some issues with my credit i have a judgement and some collections. which i had no control over my ex-wife helped me with that. now my ? is will the background person look at this or will they just DQ me for that. im trying to make payments to the collectors but would that count. or all this stuff will have to be paid off? any info

  • #2
    I am sure different departments handle credit situations different. But, I recently got hired full time and also got hired as a reserve with another department 5 months ago. Because of circumstances, I had to file bankruptcy 2 years ago. I explained the situation to both departments, and still got hired on by both departments.

    So, I think if there are valid reasons, it shouldn't be a problem. IMO.

    Good luck!
    If you ever have sprained ankle, give me a call.

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    • #3
      Credit is definitely a concern with CMPD. I would be prepared to explain the situation and to provide whatever supporting documentation you can. On the positive side, there are a variety of reasons for credit issues, and it is likely not an instant disqualification, but you will likely have to do more than blame it on the ex wife. I would suggest you develop a track record of making regular payments to start addressing whatever problems might exist.Quite simply, "trying to make apymants" will probably not be enough, showing that you have recognized the issue and are taking concrete steps to resolve the problems is what it will take, and even that still is no guaranty.

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      • #4
        i have documents that show her on the accounts as well as myself but im not going to just blame her. im working hard on these credit issues its just a little hard on me since she takes alot of my money thru child support.should i start the app process? thanks for ur time.

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        • #5
          Call and talk to a recruiter, and describe the situation. The worst thing that can happen is they will tell you to wait to apply while you resolve the credit issues.

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          • #6
            yeah i did call them and they said if u have credit problems they will not hire u i am trying i hope i dont get to old before i get everything paid off. lol

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            • #7
              how bad is your credit?? Have you made payments for a while and have proof of that?? THat is the big deal with credit. Its not bad to have debt...it's bad to have a poor payment history
              www.officerdownbracelets.com
              R.L.T.W

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              • #8
                im making payments as much as i can im trying to work out something with my ex to get caught up as far as my credit goes i have a judgement but im going to pay that off soon i also have collections that she helped me with thats what im trying to make payments on.

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