I've noticed on a few applications they ask the question of having insurance cancelled or lapse.
What is the significance of this and is it necessarily a DQ for the applicant? I mean, if you're not driving a car then whats the purpose of having it insured? <(my opinion)
Another, on managing personal finances. I had a cable bill in the past that I never received a notice on until it was turned over to a collection agency, I didn't have the money to pay it at the time (was outrageously high) and when I wanted to pay it the collection agency told me they had no record of me so contacted the cable company and they had no record either. Can this still be held against me? Or do bills like phone/cable even concern them?
What is the significance of this and is it necessarily a DQ for the applicant? I mean, if you're not driving a car then whats the purpose of having it insured? <(my opinion)
Another, on managing personal finances. I had a cable bill in the past that I never received a notice on until it was turned over to a collection agency, I didn't have the money to pay it at the time (was outrageously high) and when I wanted to pay it the collection agency told me they had no record of me so contacted the cable company and they had no record either. Can this still be held against me? Or do bills like phone/cable even concern them?
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