I went into the academy hoping to find a career, and came out finding that I had a ton of debt, and the department I want to hire on with won't hire anyone with bad credit and outstanding debts. In order to afford my credit card payments and divorce costs, I had to take a higher paying job in the oil field upon graduation instead of going full time law enforcement.
Here's my situation. I'm going nowhere financially. I'm 31 years old, and owe about 4 times what I'm worth. I make good money, but, my debt is taking all of my income, and more times than not, I have less than $20's in my account before my next paycheck comes around. It's my fault I have debt, and I'll be the first to admit it. I have my son every other weekend, and the weekends I don't have my son, I reserve for a sheriff's department. I don't make any money reserving, and I've been considering taking on another job on the weekends I don't have my son to help pay off my debt, but, the only weekends I would have to work would be the ones that I reserve.
How do I justify it to myself to quit reserving, take the part time job on my off weekends, and pay off all my debt so as I can be a better candidate for the department in the town my son lives in?
When I think about quitting the only ties to law enforcement I have right now in order to take the other job, I feel like I'm giving up on something I worked so damned hard to achieve, but, working to that point has gotten me to a point where I can't progress any further.
Do I quit reserving, loose experience and pay off my debt in order to maybe in a few years have a better chance at becoming an officer in the town my son lives in?
If I DON'T get my debt paid off, there's no way I can possibly live on an officer's wage. If I quit my reserve position, I'll loose "experience", and I'm thinking that might hurt me trying to get into the PD where I eventually want.
Even if I wanted to work for another department, still closer to where my son lives, I STILL need to pay of my debt to afford to live on a smaller income.
Help?
Here's my situation. I'm going nowhere financially. I'm 31 years old, and owe about 4 times what I'm worth. I make good money, but, my debt is taking all of my income, and more times than not, I have less than $20's in my account before my next paycheck comes around. It's my fault I have debt, and I'll be the first to admit it. I have my son every other weekend, and the weekends I don't have my son, I reserve for a sheriff's department. I don't make any money reserving, and I've been considering taking on another job on the weekends I don't have my son to help pay off my debt, but, the only weekends I would have to work would be the ones that I reserve.
How do I justify it to myself to quit reserving, take the part time job on my off weekends, and pay off all my debt so as I can be a better candidate for the department in the town my son lives in?
When I think about quitting the only ties to law enforcement I have right now in order to take the other job, I feel like I'm giving up on something I worked so damned hard to achieve, but, working to that point has gotten me to a point where I can't progress any further.
Do I quit reserving, loose experience and pay off my debt in order to maybe in a few years have a better chance at becoming an officer in the town my son lives in?
If I DON'T get my debt paid off, there's no way I can possibly live on an officer's wage. If I quit my reserve position, I'll loose "experience", and I'm thinking that might hurt me trying to get into the PD where I eventually want.
Even if I wanted to work for another department, still closer to where my son lives, I STILL need to pay of my debt to afford to live on a smaller income.
Help?
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