Credit Card Fraud

[drewmeister2]

I recently had someone use my credit card without my authorization, and when I disputed the charge ($120), I was given the ISP of the computer on which the charge was made.

I have filed a report with my local police department, but am worried that if this guy is ever caught and charged, that he might be told who reported him and try to retaliate. He does apparently have my address as he used my address to make the charge, according to the credit card company.

If he is indeed caught and brought to trial, is there a way to ensure that he does not find out who reported him? Is this a waste of time to even bother with this, since I assume with the low amount of money involved that it would only be a misdemeanor? When I disputed the charge, the credit card company did agree to get rid of the charge.

Thank you!

[DTB108247]

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[ddurkof]

Very few crooks retaliate against a complainant. It is the stuff that make for good and scary movies, but they are more worried about what is going to happen to them. In Texas retaliation is a felony, so there is little chance of it happening. Is it possible? Yes, but not probable.

[nonickname69]

I recently had someone use my credit card without my authorization, and when I disputed the charge ($120), I was given the ISP of the computer on which the charge was made.

I have filed a report with my local police department, but am worried that if this guy is ever caught and charged, that he might be told who reported him and try to retaliate. He does apparently have my address as he used my address to make the charge, according to the credit card company.

If he is indeed caught and brought to trial, is there a way to ensure that he does not find out who reported him? Is this a waste of time to even bother with this, since I assume with the low amount of money involved that it would only be a misdemeanor? When I disputed the charge, the credit card company did agree to get rid of the charge.

Thank you!

No, as a suspect he has the constitutional right to face his accuser. Don't let this piece of garbage scare you.

If you're really concerned. Protect your home with Glockâ„¢ Insurance.

As said above he would be committing more than one felony by coming after you. Also make sure you contact the credit bureaus and have them "flag" your account for anyone trying to open new cards or loans in your name.

[mikeymedic]

No, as a suspect he has the constitutional right to face his accuser. Don't let this piece of garbage scare you.

If you're really concerned. Protect your home with Glockâ„¢ Insurance.

As said above he would be committing more than one felony by coming after you. Also make sure you contact the credit bureaus and have them "flag" your account for anyone trying to open new cards or loans in your name.

I recently switched from Glock insurance to Smith and Wesson...better coverage.

[drewmeister2]

Thanks for the replies. I need to invest in some of that Glock, or Smith and Wesson, insurance .

That being said, would most of you agree that I am wasting my time pursuing this? My only thing is is that I am sure I am not this guy's first victim, and won't be his last. And its not like this guy stole my card to buy food because he and his family were starving because of the bad economy(which, while still wrong, I would understand more why he did it); he used it to by $120 worth of porn. What do you think? Thanks!

[mdrdep]

No you're not waisting your time. Allowing some scumbag to get away with this only encourages him to do it again and again. If we allow scumbags to terrorize us and keep us from testifying against them then they have won and we become a lawless nation at the mercy of dirtbags.

Not to bust your nads, but be a man and defend yourself.

[DTB108247]

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[DAL]

Chances are he knows the name and address of the owner of the card anyway. Having his ISP address won't enable you to find out who he is. The police may be able to find out, but that is by no means certain.

[sigcopper]

You aren't the victim. The credit card company is out the money. If you don't stand up and do what is right this person will continue to make others victims too.

[Looker]

Unless things have changed, dial up ISP's used to change as frequently as people log off and log back on again. Its probably recorded somewhere, but I dunno.

And yes, report it.

[hooknbook]

You aren't the victim. The credit card company is out the money. If you don't stand up and do what is right this person will continue to make others victims too.

Actually they are both victims. The credit card company for the monetary loss and the poster for identity theft (530.5 PC here in Ca.).

These are the types of cases I investigate. When you say ISP, you really mean IP address, which can be traced. If this guys has done it to you, he's done it to many others and will continue to do so.

[NYCDep]

You aren't the victim. The credit card company is out the money. If you don't stand up and do what is right this person will continue to make others victims too.

Actually the place where the crook used the credit card is the victim. The credit card company will reverse the charges and take the money back from the merchant, who will lose the money and the merchandise purchased.

[drewmeister2]

Thanks to everyone for the advice. I have filed a report and mailed in the identity victim affidavit. Thanks again!

[Yankee_1]

Actually the place where the crook used the credit card is the victim. The credit card company will reverse the charges and take the money back from the merchant, who will lose the money and the merchandise purchased.

yep. here its a simple identity theft report and unless it was physically used locally where there might be video there is no follow up. sad but thats how it works. its only a forgery if they actually sign your name on a receipt.