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Pension Question for retirees or MOS only - Military Buy Back

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  • Pension Question for retirees or MOS only - Military Buy Back

    So after 1/2 hour on hold calling the P&FRS pension people with a simple question about military service credit, the useless moron on the phone told me I had to fax in my question because she didn't know the answer. She said there wasn't anybody she could transfer the call to, and that they don't have an email address wtf?!?!?!?!?!? She said "anyone could call or email us and pretend to be you, so you have to fax it in and sign it so we know it's you"..... it's like talking to a caveman every time I call there, but anyway.....

    I'm tier 5, P&FRS.
    Next month I'll have 5 years total time in NYS retirement system and will be buying back the full 3 years of service credit for my time in the Army.

    Here's the question:

    Can I work 17 years, then with my 3 years 'buy-back", retire as if I did the full 20?

    or

    Do I have to physically work the full 20, then I'd get paid as if I did 23 years?

    Thanks

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