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  • HeaVenS
    replied
    Originally posted by UScanuck View Post
    FYI....don't ever close a credit card, it messes with your credit rating. Better to shelve the card and not use it. However, some cc companies will close your card for inactivity, so, buy gas with it once in a while.

    Your credit score is based on available credit vs. debt. Closing a card lowers your available credit.
    I was doing that, then my privacy assistance told me I was losing points due to the fact I had open accounts that were inactive....

    Leave a comment:


  • BPD_126
    replied
    I've cancelled all of my credit cards and am completely debt free beside the mortgage w/ a large savings. I'm doin alright. Places still take cash and debit cards.

    Leave a comment:


  • UScanuck
    replied
    Originally posted by DAL View Post
    Sometimes the fraudsters wait quite awhile.

    I had one situation where the charges came on a card I had closed months earlier.
    FYI....don't ever close a credit card, it messes with your credit rating. Better to shelve the card and not use it. However, some cc companies will close your card for inactivity, so, buy gas with it once in a while.

    Your credit score is based on available credit vs. debt. Closing a card lowers your available credit.

    Leave a comment:


  • Dirt Dart
    Guest replied
    Aside from that they aren't very cheap anymore. I've found other online retailers with much better prices over the last several months.

    Leave a comment:


  • DAL
    replied
    Sometimes the fraudsters wait quite awhile.

    I had one situation where the charges came on a card I had closed months earlier.

    Leave a comment:


  • POSr
    started a topic Cheaper Than Dirt . com

    Cheaper Than Dirt . com

    FYI,

    If you've ordered from them in the last week, you might want to check your credit card for fraudulant charges. Someone along the line stole my card number and racked up about $700 in fraudulant charges from other online stores. I know it had to come from this transaction as I haven't used my card in a month. Just wanted to let others know.

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