getting a sealed credit report?

[calicopper]

"A current SEALED CREDIT REPORT from a recognized reporting firm. Credit reports secured from "online" services will not be accepted."

Thats what it says for a credit report. Where do i go thats not online to get a sealed report?

[The Dude]

# Equifax
P.O. Box 105069
Atlanta, Ga 30348
To report fraud: Call 800-525-6285 and write to address above
To order credit report: 800-685-1111
(free copies only obtained by mail)

# Experian (formerly TRW)
P. O. Box 9532, Allen, TX 75013
To report fraud: Call 888-397-3742 and write to address above.
Fax: 800-301-7196
To order credit report: 866-200-6020
(free copies only obtained by mail)

# Transunion
P.O. Box 6790
Fullerton, Ca. 92834
To report fraud: 800-680-7289 and write to address above.
To order credit report: 800-888-4213 or 1-800-916-8800
(free copies only obtained by mail)

[The Dude]

BTW I don't know about a sealed credit report, those listed above are the 3 major recognized credit reporting agencies that most lenders use to establish your credit risk.

[imallset2]

sealed means...sealed in the original envelope it comes it, through the US Mail.

so when you get it, dont open it

you mostly see that type of requirement for very small agencies, cheap agencies, or local agencies that want to save the $39.

[PhilipCal]

It might be worth the additional cost of having an additional report mailed to you. In that manner you can be more certain the report reflects your actual situation. If you note errors, it would be to your advantage to contact the individual creditor,and request written documentation that your account is current. Any discrepancies will slow down your application/background check.