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    I am familiar with the three major reporting agencys that are out their to pull info from. My BI indicated that they use another source? What is the advantage of this vs. pulling any one of the three. Issue other than having to explain it, being a Jr. and residing with my father this has posed a problem with his info shoing up on my reports. just curious if their is another credit source and wheather or not the general public can have access to this?

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    Credit

    It might be worth the cost to take a look at your credit with the three reporting agencies. They do screw up, and it's a good idea to make certain they haven't compiled bad data on you. If there are problems, bring these to the attention of your BI. Many agencies view an applicant's credit as an indication of how he/she handles responsibility. If any account of yours went to collections, or was written off, that needs to be mentioned. Also, what's really important is how you are handling any current debts.

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